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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

It was very clear and easy to set up a...did

It was very clear and easy to set up a dd Reviewed on: 17th April 2026

Great company service and products

Pay pal are a great company with pay in three and credit options. I use them as I know if anything also goe wrong there customer service help straight away Reviewed on: 17th April 2026

I never have a problem with paypal

I never have a problem with paypal Reviewed on: 17th April 2026

Always had great experiences with PayPal.

Always had great experiences with PayPal. Easy to use, never had any issues and customer service is very good as well. Reviewed on: 17th April 2026

Your there for me. Thanks.

With PayPal credit what i like is the simplicity. I really appreciate them. Their is no heavy marketing of me. I'm able to make lovely purchases within my affordability limits and the PayPal even recently offered me credit card. And overall I've had a great experience and I'm still enjoying it. Thank you very much PayPal. Thank you for being there for me. Reviewed on: 17th April 2026

Easy convenient way of managing credit

Easy convenient way of managing credit Reviewed on: 17th April 2026

PayPay is a very supportive online services.

PayPay is set to help everyone e Reviewed on: 17th April 2026

Great experience

Smooth experience. Easy when dispute was necessary. Reviewed on: 17th April 2026

easy, flexible, manageable, worth a goi would recomm...

easy, flexible, manageable, worth a goi would recommend it Reviewed on: 17th April 2026

Really Helpful.

It was handy when coming across two collectibles on eBay that I didn’t have the money for at the time. Reviewed on: 17th April 2026

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