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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Very easy ti use.paypal credit

Very easy ti use. A great service and a very reasonable interest rate. Reviewed on: 17th April 2026

Easy with paypal

The experience with PayPal makes things easy and convenient for customers. Reviewed on: 17th April 2026

Simply the best

Easy and painless on the application and even when I needed to speak to them Reviewed on: 17th April 2026

Live the pay in 3, love paypal credit, so...

Live the pay in 3, love paypal credit, so easy to use Reviewed on: 17th April 2026

Brilliant service.

Brilliant service brilliant credit service love the 4 month free interest. Reviewed on: 17th April 2026

Great service

I have always found it easy to get through if ever I have needed customer service. Staff have always been polite, attentative and helpful with any query. PayPal credit was straightforward to set up and is easy to manage spending. The PayPal app assists in keeping control. Reviewed on: 17th April 2026

Using PayPal to me I know my money is safe easy to a...

Using PayPal to me I know my money is safe easy to access and easy to pay with. No worries. Any problems help services there with strong support. I have told my family and friends to open a PayPal account. To me it’s the safest way to pay your bills. Reviewed on: 17th April 2026

PayPal excellent service provider

Have had a number of occasions of dodgy sellers via internet and PayPal has recovered my money each time with little to no hassle. Multiple purchase options available including low and no interest payment options Reviewed on: 17th April 2026

Excellent

Very useful for spreading the cost of more expensive purchases and easy integration with retailers online. Reviewed on: 17th April 2026

Very good

Very happy with service, would recommend Reviewed on: 17th April 2026

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