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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Excellent experience it’s was my first time to use P...

Excellent experience it’s was my first time to use PayPal very satisfied Reviewed on: 17th April 2026

Great for buying things online and pay in 3 is good...

Great for buying things online and pay in 3 is good if your on a budget, can be used with a lot of retailers and the PayPal + card is good aswell for using in shops.PayPal is easy to use and manage your finances. Reviewed on: 17th April 2026

PayPal credit

Brilliant way to pay something off gradually Reviewed on: 17th April 2026

Easy to set the payment plan !

Easy to set the payment plan ! W Reviewed on: 17th April 2026

Easy to use throughout, never had any problems.

Easy to use throughout, never had any problems. Reviewed on: 17th April 2026

Convenient product

User friendly and practical function to pay for products. Reviewed on: 17th April 2026

Pay pal credit has been my life line for past 12 mon...

Pay pal credit has been my life line for past 12 months. Accepted everywhere very good rates of interest. I feel safe and confident using Paypal Reviewed on: 17th April 2026

Easy to use and provides flexible ways to pay.

Easy to use and provides flexible ways to pay. Plus + points is an added benefit Reviewed on: 17th April 2026

Favourite and safest money transactions platform

PayPal is very easy to navigate, it is a very safe platform to keep, spend and receive money. I have been using PayPal for years and never had any problems. Reviewed on: 17th April 2026

I got an instant decision when I applied, I can view...

I got an instant decision when I applied, I can view all details online and it is easy to manage. Reviewed on: 17th April 2026

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