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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Great experience

Always a great experience never had any issues when purchasing something Reviewed on: 17th April 2026

Very easy to go with app and with purchases.

Very easy to go with app and with purchases. Also topping up and overall excellent Reviewed on: 17th April 2026

Good service, and help when you need it

Good service, and help when you need it Reviewed on: 17th April 2026

Good system

Have used for a few big transactions and have been very good Reviewed on: 17th April 2026

I can't fault them

I have been with PayPal for years and I can't fault them Reviewed on: 17th April 2026

Safe, Secure & Helpful

Always feel my money is secure and pay in 3 is extremely helpful for unexpected bills. Reviewed on: 17th April 2026

Brilliant service

I've used PayPal for many years and always had an excellent experience, I now use their debit card for everything as it offers rewards my own bank doesn't have. I think the protection they give when making purchases can't be beaten, I've personally had to use their customer services on a couple of occasions and found them to be speedy and efficient. Reviewed on: 17th April 2026

Paypal as a service and Paypal Credit - Essential

Paypal have been essential in ythe majority of my financial onl8ne transaction. Using paypal has always made me feel at ease, secure and very safe when buying and selling online. Paypal credit has helped me topurchase what I need, when I need it. Then allowed me to pay back in an affordable way that works for me. It has been a great service since I started using it allowing me financial flexibility and peace of mind. Thanks paypal :) Reviewed on: 17th April 2026

Paypal the way to pay!

I have found Paypal very good to deal with and a good option for larger payments. Reviewed on: 17th April 2026

Very convinient and simple to use, I li e the...

Very convinient and simple to use, I li e the 4 months Reviewed on: 17th April 2026

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