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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

The ease of using Paypal is beyond compare.

The ease of using Paypal is beyond compare. All sorts of purchase can be done using Paypal and it's so easy to access my account and the flexibility of paying off the account is so useful. Reviewed on: 17th April 2026

They have never let me down

They have never let me down. Pay in 3. Two first debits Reviewed on: 17th April 2026

Long time satisfied cuatomer

I've used PayPal for years now and it's been super helpful in preventing fraud on my normal accounts and providing value for money. They've been doing credit options for several years which I've used and benefitted from. Thanks!! Reviewed on: 17th April 2026

Had some very very good experiences working th PayPa...

Had some very very good experiences working th PayPal and their customer services. Been very helpful in every sense. Really happy with the sense of security paying with PayPal. Reviewed on: 17th April 2026

Easy to use and much easier to.

Easy to use and much easier to.oay than using your card Good terms with tge 4 month free . Reviewed on: 17th April 2026

I have never had any issue with PayPal and I love th...

I have never had any issue with PayPal and I love the fact I can split payments with credit easy Reviewed on: 17th April 2026

All good and efficient thanks.

All good and efficient thanks. Supportive and money moves swiftly and effectively, helpful when making purchases etc. Reviewed on: 17th April 2026

Quick and easy to use

So quick and easy to use, nothing complicated Reviewed on: 17th April 2026

Great system

PayPal credit is very easy to apply for and use. The website is very user friendly so easy to find what you are looking for and is secure Reviewed on: 17th April 2026

excellent service , I can’t complain

Always excellent service, a easy way to make payments Reviewed on: 17th April 2026

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