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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Always easy to pay anywhere.

Always easy to pay anywhere. Love the way i don't have to provide all my details for delivery Reviewed on: 17th April 2026

PayPal is easy and convenient

I love PayPal lots of retailers online accept PayPal and in the shops Reviewed on: 17th April 2026

Been using for years no issues at all

Been using for years no issues at all Reviewed on: 17th April 2026

I feel safe and confident with PayPal , it’s my GoTo...

I feel safe and confident with PayPal , it’s my GoTo every time , easy to use and if I can’t pay with PayPal, then I won’t buy it ! Reviewed on: 17th April 2026

Always had good experience with PayPal.

Always had good experience with PayPal, never any problems. There to help if needed. Reviewed on: 17th April 2026

A very useful account to have, and very often my pur...

A very useful account to have, and very often my purchases have been interest free for a number of months, very nice. Reviewed on: 17th April 2026

Fast, reliable, supportive service.

Fast, reliable, supportive service. Reviewed on: 17th April 2026

Very easy to use and get rewards points

Very easy to use and get rewards points Reviewed on: 17th April 2026

"Great service for those who value flexibility.

"Great service for those who value flexibility. I love being able to track my spending and pay off the balance in installments directly through the app. Haven't noticed any hidden fees; everything works smoothly. Five stars!" Reviewed on: 17th April 2026

SAFETY WITH PAYPAL

My experience has been very smooth so far. The portal is easy to navigate. Your money is safe. I feel very confident when using PayPal. Issues are resolved quickly. Reviewed on: 17th April 2026

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