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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Exceptional!

Exceptional!!! I'm using it a lot. Very,very helpful!!! Reviewed on: 17th April 2026

PayPal credit is so easy and great value.

PayPal credit is so easy and great value. Pay in 3 really helps me budget for life basically. The app is great for keeping on top of all the services provided. Friends can safely send me money which is so helpful as I am treasurer for my local club. Reviewed on: 17th April 2026

Haven’t has issues.

Haven’t has issues.And my queries have been resolved on time Reviewed on: 17th April 2026

Really good

Really good,,easy to set up and lots of 0% interest options and accepted almost everywhere Reviewed on: 17th April 2026

You can bank on PayPal

Any issues sorted immediately I trust them 100% Reviewed on: 17th April 2026

Great company been with you guys for a long time you...

Great company been with you guys for a long time you have helped me in times of need so thank you .!! Reviewed on: 17th April 2026

Easy to use.

Easy to use. Feel it's a safe online method to use. Reviewed on: 17th April 2026

I am so happy with PayPal that I will only use PayPa...

I am so happy with PayPal that I will only use PayPal to pay for anything that can be paid for by them as it’s as safe as it can be which makes me feel better about buying on line Reviewed on: 17th April 2026

Easy to use and ideal for big purchases to spread co...

Easy to use and ideal for big purchases to spread cost on 0% Reviewed on: 17th April 2026

You have many advantages and good options for credit

You have many advantages and good options for credit Reviewed on: 17th April 2026

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