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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Keep a sharp eye on your bank balance!!

Unfortunately, despite your settings choosing paypal credit for both general preferred payment and specific retail automated payments, if this does not go through they will, without informing you, take the money straight from your bank account leading to some surprise charges when you next access your bank that cannot be changed despite proof of your payment settings. The panic is real and its not good enough! Reviewed on: 17th April 2026

Amazing service, never had any issues with the PayPa...

Amazing service, never had any issues with the PayPal service and the couple of times I've needed assistance with returns / refunds, the customer service has been extremely helpful. Reviewed on: 17th April 2026

Trustworthy and great help with travelling costs,it...

Trustworthy and great help with travelling costs,it makes it easier as a large family to use paypal credit when going abroad Reviewed on: 17th April 2026

When I have had an issue and have called the custome...

When I have had an issue and have called the customer service team have answered and all the issues I had all got sorted great customer service Reviewed on: 17th April 2026

Excellent service

My experience with paypal has been great and would highly recommend there service.i love how you have the option to pay off for your purchase within 4 months its helps so much.Great service Reviewed on: 17th April 2026

It makes life easier for me to spread my cost.

It makes life easier for me to spread my cost. Encouragement to get some unaffordable products. Reviewed on: 17th April 2026

PayPal is a very way to make payments

PayPal is a very way to make payments Reviewed on: 17th April 2026

satisfied

I can see my balance easily and purchasing goods is so quick. Reviewed on: 17th April 2026

I've had a good experience so far!

I've had a good experience so far! Reviewed on: 17th April 2026

Im happy with my pay pal account

Im happy with my pay pal account Reviewed on: 17th April 2026

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