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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Paypal has always delivered every time I require the...

Paypal has always delivered every time I require their services. Reviewed on: 17th April 2026

PayPal is very handy.

PayPal is very handy. They are offering a good service. I like the 0% for 4 months credit and offers extra days for pay it off without charging an interest. Good value for money. Reviewed on: 17th April 2026

I recently had a really positive experience using Pa...

I recently had a really positive experience using PayPal UK. The whole process felt smooth, secure, and surprisingly quick. Setting up payments and transferring money was straightforward, and I appreciated how intuitive the platform is to navigate—even for someone who isn’t particularly tech-savvy. What stood out most was the sense of security. Every transaction felt well-protected, and the notifications kept me informed at each step, which gave me real peace of mind. I also had a minor issue with a transaction, and the customer support team handled it efficiently and professionally, resolving everything much faster than I expected. Overall, PayPal UK made managing payments easy and stress-free. It’s a reliable service that I’d happily recommend to anyone looking for a convenient and secure way to handle their finances online. Reviewed on: 17th April 2026

Overall it’s easy and convenient to use.

Overall it’s easy and convenient to use. However, you cannot transfer PayPal credit balance to other providers. I think that’s a big downside. Reviewed on: 17th April 2026

Good servicr

Good service given every time I have contacted them Reviewed on: 17th April 2026

You get your money back if your scammed

You get your money back if your scammed Reviewed on: 17th April 2026

Had a problem and they sorted it straight away

Had a problem and they sorted it straight away Reviewed on: 17th April 2026

Love paypal

They are good for tracking items you buy & pay in 3 is good for people who haven’t got. much Reviewed on: 17th April 2026

Great company no issues, friendly service when help...

Great company no issues, friendly service when help required. B Reviewed on: 17th April 2026

Fantastic peace of mind when purchasing online

Fantastic peace of mind when purchasing online Reviewed on: 17th April 2026

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