Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181148)

Straightforward to use, low interest if you use it r...

Straightforward to use, low interest if you use it right. Easy to manage in-app and to make payments. Reviewed on: 17th April 2026

Great way to shop

I've purchased numerous stuff through PayPal,I feel safe when using this option and also can spread the costs sometimes which is very beneficial to me. Reviewed on: 17th April 2026

Always reliable!

I have been using PayPal for years and it has been great. I've never had any issues and any time i have spoken with customer service they have been fab too. Any problems I have had with payments have been dealt with quick and adequately. Reviewed on: 17th April 2026

I never was disappointed about PayPal.

I never was disappointed about PayPal.. I got everything what I was looking for.. thank you PayPal Reviewed on: 17th April 2026

Very good!

Very good! Highly recommend, have used PayPal credit before and it’s hugely benefitted me Reviewed on: 17th April 2026

PayPal the best

Among all the platform to shop without prepared PayPal because their customer service is excellent and they give you more than one option to make payments and all the option is quite reasonable based on the current situation with finance going on right now akure recommend paper to anyone Reviewed on: 17th April 2026

I had an issue with a company.

I had an issue with a company. PayPal solved the issue immediately. Very happy. Reviewed on: 17th April 2026

The only Guy in Finance you’ll ever need ;)

I have used PayPal for a while now and have a lot of good things to say about it. Firstly, it is reliable. You have access to all the plans to help you manage your money independently. Then, it is extremely safe. You feel protected from any scams as there is a PayPal money back guarantee. Lastly, the customer service team are amazing and patient should you need to contact them for any questions you have. Reviewed on: 17th April 2026

Great Experience.

Great Experience. Brilliant customer Serbice Reviewed on: 17th April 2026

0% offers

Easier to manage expenses with it's 0% offers. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub