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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Been with them for years.

Been with them for years. Never let me down.always quick to resolve any issues. Always fair in their decisions. Reviewed on: 17th April 2026

Pay Pal has always been reliable and have used them...

Pay Pal has always been reliable and have used them since the early 2000's. The pay pal + is a great way of earning why you spend. Reviewed on: 17th April 2026

It’s very easy to use and faster

It’s very easy to use and faster Reviewed on: 17th April 2026

Pay buddy

Paying over a period of time is brilliant, helps to manage finances. Reviewed on: 17th April 2026

Use PayPal credit for peace of mind

I always using PayPal credit to purchase and then pay balance. It feels secure. I had an issue with a seller once which I used the credit service and PayPal investigated and reimbursed me. Quick and professional Reviewed on: 17th April 2026

excellent service

I use PayPal for all my online transactions it is an excellent service Reviewed on: 17th April 2026

Great on line system of payment

At my age anything as easy to use as PayPal is good Reviewed on: 17th April 2026

Good service and great protection on purchases like

Good service and great protection on purchases like Reviewed on: 17th April 2026

Quick transaction processing.

Quick transaction processing. Easy way to pay online Reviewed on: 17th April 2026

Best money app paypal...

Best money app paypal Highly recommended to everyone Reviewed on: 17th April 2026

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