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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Smartshopping

Trustworthy,easy, pay in 3 perfect Reviewed on: 17th April 2026

Have never had any issues that were not solved immed...

Have never had any issues that were not solved immediately with a phone call. Always fast, efficient and helpful. By far my preferred method of payment. Reviewed on: 17th April 2026

Easy to use and any issues quickly resolved

Easy to use and any issues quickly resolved Reviewed on: 17th April 2026

Happy with PayPal

Great experience,thank you ! It was quick always on-time and very helpful Reviewed on: 17th April 2026

PayPal is so convenient to have ..

PayPal is so convenient to have and use , always feels safe when buying from Internet stores Reviewed on: 17th April 2026

Their flexible and varied approach to money lending...

Their flexible and varied approach to money lending puts them way ahead of any competition. Reviewed on: 17th April 2026

Used daily for safe payments, credit services and tr...

Used daily for safe payments, credit services and transferes to friends and family. So easy and accessible to use. Love the new points/reward system too. Reviewed on: 17th April 2026

You money are safe with PayPal

Protects your purchase transactions from fraudsters. Returned my payment back when malicious attempt to sell non-existent service happened. Reviewed on: 17th April 2026

Wont let you down

Never let me down yet in many years of use. A safe way to shop online. Reviewed on: 17th April 2026

money back

love the incentives getting money back for spending Reviewed on: 17th April 2026

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