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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Always easy to use

Always easy to pay for items. Easy to understand website. Reviewed on: 17th April 2026

PayPal make purchases affordable

I've never had a problem with PayPal. They've help me & millions of others afford to buy items that were not within our budgets for a 1 off payment. Customer services have always been so helpful & polite when I have called them to make an inquiry Reviewed on: 17th April 2026

PayPal is a simple and reliable way to send and rece...

PayPal is a simple and reliable way to send and receive money. It’s easy to use, even if you’re not very tech-savvy, and everything is clearly laid out. One of the best things about PayPal is its security. It helps protect your payments, which makes online shopping feel much safer. You don’t have to worry as much when buying from new sellers. It’s also very flexible. You can use it to pay friends, shop online, or manage small business payments—all in one place. Being able to send money internationally is another big advantage. While some fees can be a downside, overall PayPal is a convenient and trustworthy service that makes handling money online quick and easy. Reviewed on: 17th April 2026

Well organised, quick service .

Well organised, quick service . Love the app as it’s so easy to use and I feel like my money is safe and secure. The option of paying in my own time is very helpful . Reviewed on: 17th April 2026

Safe payment feels safe when paying to online mercha...

Safe payment feels safe when paying to online merchants. Payments are easy and fast. Most online shopping accepts PayPal payment Reviewed on: 17th April 2026

Cool and easy to use

Very good very nice, never had any issues which is surprising to me. Extra money available all the time. Nice and easy to use application. Will recommend it to family and friends. I like the no taxes options to repay things buying online. Overall i think is always good to have more options to spend some extra money without hassles. Reviewed on: 17th April 2026

They're bribing me to vote for them here, so.

They're bribing me to vote for them here, so... The credit itself is decent Reviewed on: 17th April 2026

They have the best customer service and support, adv...

They have the best customer service and support, advice and fixed every problem for me so fast Reviewed on: 17th April 2026

I have been using PayPal Credit for a year or two, p...

I have been using PayPal Credit for a year or two, possibly longer, and have never encountered any issues. No hidden charges. I recommend it. Reviewed on: 17th April 2026

Always easy to use.

Always easy to use. Excellent service Reviewed on: 17th April 2026

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