Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

View other PayPal products

4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181148)

Good rewards based system, easy to use with Google w...

Good rewards based system, easy to use with Google wallet Reviewed on: 17th April 2026

Love that I have time to spread my costs especially...

Love that I have time to spread my costs especially these days with hard times financially help always at hand statements explained very easy can send and receive money when needed and goes through immediately just love pap pal it’s like a friend Reviewed on: 17th April 2026

PayPal. The easy way

PayPal are convenient and accurate in all transaction. Only ever had one issue and they sorted it quickly. Reviewed on: 17th April 2026

More options for 0 intrest rate but only for bigger...

More options for 0 intrest rate but only for bigger credit not from 100 Reviewed on: 17th April 2026

Really helpful to have this, and I get a lot of inte...

Really helpful to have this, and I get a lot of interest free periods meaning I'm charged less overall. Reviewed on: 17th April 2026

The Gold Standard of Protection

Very good service and more protection for our money. 100% blindly we trust PayPal. Reviewed on: 17th April 2026

Fair, cost effective and a life saver!

I've had PayPal for many years and I wouldn't know what I would do without it. As long as you keep up your monthly payments it's a great thing that allows you to purchase the things you can't afford to pay in full upfront. Fees are fair and customer service is quick and efficient. On the rare occasion I've had to dispute a payment with a seller. PayPal follow the process fairly for both parties. Reviewed on: 17th April 2026

Flexible payment options

Good to have paying 3 options and 0% for large purchase Reviewed on: 17th April 2026

Paypal credit - saviour of the cost of living crisis

Paypal credit help me purchase things that I want with a reasonable time scale to pay for it. With the cost of living crisis, I found paypal to be the best way to still get these things without going over budget! Reviewed on: 17th April 2026

Never had any issues to report, process is always se...

Never had any issues to report, process is always seamless Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Loan
from Snap Finance 4.81 from 370 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub