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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Stress free purchases

Never had an issue with PayPal. Makes my shopping experience stress free. Reviewed on: 17th April 2026

Need to be more flexible with payments like Argos do...

Need to be more flexible with payments like Argos do with buy now pay later and lower apr . Reviewed on: 17th April 2026

Great Experiences

Great experiences, always a pleasure to have and use. Reviewed on: 17th April 2026

PayPal credit is amazing

PayPal credit is amazing - their customer service team are excellent - they are there straightaway - no emails saying we will contact you within 72 hours - they help you and explain the answer to your query in lay mans terms so you can understand Reviewed on: 17th April 2026

It's a brilliant way to manage my money resauses.

It's a brilliant way to manage my money resauses. Highly recommend this service. Reviewed on: 17th April 2026

Very easy to use, great credit facilities.

Very easy to use, great credit facilities. Reviewed on: 17th April 2026

Always easy and stress free to use.

Always easy and stress free to use. Managing my payments and transactions is very easy to do on the app and anytime I have needed to reach out to customer service I have always been left satisfied. Reviewed on: 17th April 2026

The safest way to pay

The safest way to pay for purchases, send and receive money Reviewed on: 17th April 2026

Prompt and reliable

very easy to use. easy to apply, quick decision and easy to access. Reviewed on: 17th April 2026

Easy to use and accepted for most purchases.

Easy to use and accepted for most purchases. Direct debit assures I never forget a payment and it is easy to make further payments as and when I can. Reviewed on: 17th April 2026

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