Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Love it, so convenient for when something is a bit t...

5
Love it, so convenient for when something is a bit too expensive to justify the money leaving your bank account all at once. Can split over multiple payments, sometimes I’ll find at the end of the month I can clear it all but there’s no pressure to Reviewed on: 17th April 2026

No Drama, Just Works!

5
Just always works, well, no drama Reviewed on: 17th April 2026

Have used PayPal for over ten years, have always fou...

5
Have used PayPal for over ten years, have always found it easy to use and helpful. Reviewed on: 17th April 2026

Have used them for over 20 years.

5
Have used them for over 20 years. Reviewed on: 17th April 2026

PayPal has been very helpful in my transactions some...

4
PayPal has been very helpful in my transactions sometimes because I feel secured and can help you in making spread payments which helps a lot in this hard times Reviewed on: 17th April 2026

Paypal is great when I need something extra

5
Paypal is great when I need something extra Reviewed on: 17th April 2026

I have been using PayPal for years.

5
I have been using PayPal for years. Sending money .. keeping money safe.. transferring to and from. Very happy Reviewed on: 17th April 2026

My experience

5
Good to have the option when you need it. Easy to use and know when to pay. Reviewed on: 17th April 2026

Brilliant to work with wish I had used it...

5
Brilliant to work with wish I had used it before Reviewed on: 17th April 2026

Quick and easy

5
Love PayPal as it’s so quick and easy to pay… and it means I don’t have to pay all of it off at once Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101305 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products