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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Easy to set up, linked directly to bank, excellent r...

Easy to set up, linked directly to bank, excellent rewards with PayPal+ Reviewed on: 17th April 2026

I like the credit options of pay in 3 or PayPal cred...

I like the credit options of pay in 3 or PayPal credit, only issues l have is if l want to clear payment it takes 3 days rather than instantaneous Reviewed on: 17th April 2026

PayPal is one of the great credit option

PayPal is a great credit option and super easy to use. Features like PayPal Credit and Pay in 3 make it simple to manage payments, and I love how secure and straightforward everything is. Definitely a reliable choice for online shopping. Reviewed on: 17th April 2026

Cash back

Cash back is amazing. It’s also so easy that is compatible with apple pay. Reviewed on: 17th April 2026

I feel safe with Paypal.

I feel safe with Paypal. I’ve used them for years and never had an issue. The credit card gave me a chance to purchase a chair that I’ve always wanted Reviewed on: 17th April 2026

Always helpful when needed support, simple platform...

Always helpful when needed support, simple platform to use and great terms on credit. Reviewed on: 17th April 2026

Easy to used I been using PayPal so many years and c...

Easy to used I been using PayPal so many years and customers services is 5 stars.I didn't wait to long for my calls . If I got a complaint.Paypal help me a lot to buy my plane tickets to the Philippines when my mum passed away.I don't have enough money to buy a ticket. Highly recommended. Reviewed on: 17th April 2026

Helps to buy things in 3 payments

Helps to buy things in 3 payments Reviewed on: 17th April 2026

Easy , efficient service.

Easy , efficient service.Great 4 month rate . Reviewed on: 17th April 2026

Very convenient payment support/system

Convenient payment system. Enables me to split costs (3 equal parts) which is excellent for the more expensive purchases. Great support if/when in conflict with vendors. Fantastic to have regular payment partner ie, Uber and other standing orders. Like having an extra credit card for backup. Reviewed on: 17th April 2026

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