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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

I have been using Paypal credit for a few years with...

I have been using Paypal credit for a few years with no issues Reviewed on: 17th April 2026

PayPal is easy to use

PayPal is easy to use, introducing the new points system is great because there’s now more of an incentive to use PayPal when making a payment Reviewed on: 17th April 2026

Reliable method of payment

PayPal is easy to use and reliable for online transactions. I like the flexibility of different payment options Reviewed on: 17th April 2026

Been really great so far , first time using credit a...

Been really great so far , first time using credit and it's been a treat so far Reviewed on: 17th April 2026

I find PayPal easy and safe to use

I find PayPal easy and safe to use. It’s protected and now with PayPal+ you can gain points/pay with them. You can use PayPal with a lot of online shopping and services which makes it easily accessible for all! Reviewed on: 17th April 2026

Where I was stuck PayPal helped me

Where I was stuck PayPal helped me Reviewed on: 17th April 2026

Life easier, no anxiety and stress free.

I'm a PayPal customer for a few years now and I would recommend it for everyone. Reliable, trustworthy and put my life easier, stress free, with my finances, my expenses. Overall the best experience ever. Can choose from the lowest monthly payment to how much I can afford to pay. Reviewed on: 17th April 2026

Great card

Very easy to apply and use , love the fact u get 4 months interest free on all purchases over 100 Reviewed on: 17th April 2026

Used paypal for years makes me feelnsafe when purcha...

Used paypal for years makes me feelnsafe when purchasing items Reviewed on: 17th April 2026

I have used PayPal for many, many years.

I have used PayPal for many, many years. I have used Credit randomly and always found it easy to use, control and manage. Reviewed on: 17th April 2026

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