Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

View other PayPal products

4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181149)

I have used PayPal for many years and have never exp...

I have used PayPal for many years and have never experienced a problem Reviewed on: 17th April 2026

Payment timing out of my bank

The time delay on payments out of my bank makes keeping track a little complicated but cannot fault the interest free rate. Reviewed on: 17th April 2026

Excellent solution and easy to use

Excellent solution and easy to use Reviewed on: 17th April 2026

I love PayPal it’s easy to use and never had any iss...

I love PayPal it’s easy to use and never had any issues with it Reviewed on: 17th April 2026

Easy to use and understand payments and charges.

Easy to use and understand payments and charges. Reviewed on: 17th April 2026

Issues? What issues?

Never had any issues or quibbles and any queries they respond swiftly and politely Reviewed on: 17th April 2026

Always fast, safe, top-end support

Always fast, safe, top-end support Reviewed on: 17th April 2026

This is a great way to help with financial aid...

This is a great way to help with financial aid Reviewed on: 17th April 2026

Strongly recommended

Strongly recommended and very happy with the service. Reviewed on: 17th April 2026

All good A1, A1

All good A1, did not refund after items went missing!!!! Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub