Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

View other PayPal products

4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181149)

So far very happy about using it, can’t complain at...

So far very happy about using it, can’t complain at all. Reviewed on: 17th April 2026

Easier every day transactions

Helpful customer service. Transactions truly made easy Reviewed on: 17th April 2026

Great would really recommend service is first class

Great would really recommend service is first class Reviewed on: 17th April 2026

PayPal payment is very good and safe.

PayPal payment is very good and safe. I am happy with PayPal. Reviewed on: 17th April 2026

Pay pal is very easy to manage and has lots of optio...

Pay pal is very easy to manage and has lots of options to pay for goods.And I feel protected when paying and receiving money. Reviewed on: 17th April 2026

PayPal credit is very easy to manage

Compared to other credit cards, PayPal credit is very easy to manage online and in the app. Same applies to the pay-in-3 Reviewed on: 17th April 2026

You guys communication is good , and helps with unde...

You guys communication is good , and helps with understanding everything Reviewed on: 17th April 2026

Any problems with payments found PayPal were fantast...

Any problems with payments found PayPal were fantastic at sorting it out Reviewed on: 17th April 2026

Used PayPal for over 20 years.

Used PayPal for over 20 years. Only ever had 1 dispute and it was eventually sorted. Reviewed on: 17th April 2026

I use it all the time

I use it all the time and absolutely love it Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub