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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

I have really enjoyed using PayPal credit since havi...

5
I have really enjoyed using PayPal credit since having it Reviewed on: 17th April 2026

Easy and straightforward process

5
Easy and straightforward process Reviewed on: 17th April 2026

Great service and excellent support.

5
Great service and excellent support. Reviewed on: 17th April 2026

I had a good experience with paypall credit most exp...

4
I had a good experience with paypall credit most expecially receiving credit was a faster and seemless process Reviewed on: 17th April 2026

I have used PayPal for years never had a problem on...

5
I have used PayPal for years never had a problem on your site with ebay Reviewed on: 17th April 2026

Used PayPal for over 10 years, I feel it’s a safe wa...

5
Used PayPal for over 10 years, I feel it’s a safe way to purchase products and I’m recently using PayPal credit. Their flexible 0% interest deals are great when you have urgent unexpected spending and a stress free way to pay it back Reviewed on: 17th April 2026

Thumbs up for paypal

5
Love the payment plan of 0% interest forc4 months really helpful . Helps in an emergency or a big spend Reviewed on: 17th April 2026

Easy to manage the app is more user friendly than my...

5
Easy to manage the app is more user friendly than my other banking apps Reviewed on: 17th April 2026

Great support team

5
Whenever I have phoned for support regarding my account the issue has always been resolved or explained clearly. Reviewed on: 17th April 2026

Easy and simple

5
Just so simple to use, both online and now with physical cards easy in store too. Reviewed on: 17th April 2026

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