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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

I enjoy using PayPal, most companies use PayPal and...

I enjoy using PayPal, most companies use PayPal and I have the options of pay in 3 or having a credit balance. Really enjoy using it and now you get points on purchases. Reviewed on: 17th April 2026

Excellent Service

Easy to use. Excellent safeguarding in place in terms of protection for buying goods. Great way to transfer money to family & friends.Easy terms & conditions to follow. Reviewed on: 17th April 2026

PayPal gives you confidence tgatvypur online transac...

PayPal gives you confidence tgatvypur online transactions are secure and the help line is very reactive and sorts any problems out immediately Reviewed on: 17th April 2026

Spot on service

Great service easy to use ,value for money A stars Reviewed on: 17th April 2026

Handy app.

Easy to use and there when you need it. Reviewed on: 17th April 2026

Easy to use and navigate.

Easy to use and navigate. Good customer support. Reviewed on: 17th April 2026

VERY EFFICIENT APP

I have never had any problems with PayPal, very efficient and easy to use. I send money to Uganda and Africa and around the world for orphanages and so taken back how quick it reaches, the website and the app is easy to use, the layout is also user friendly which I like I can see what is going on without getting frustrated never had any issues with my Paypal credit very easy to use and also setup a direct debit to pay everything back. All easy and enjoyable. Thank You PayPal. Definitely Recommend. Reviewed on: 17th April 2026

Always supportive and responsive

Always supportive and responsive Reviewed on: 17th April 2026

Positive Experience so far

I have not had any issues so far with PayPal credit, my experience has been positive.i think I am unsure how the direct debit works as the funds has not been requested from my account so far Reviewed on: 17th April 2026

I use PayPal for many purchases .

I use PayPal for many purchases . It is accurate, fast and easy to use. Reviewed on: 17th April 2026

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