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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Easy and simple to use with great offers

I find the experience of using PayPal credit easy and simple to use, the offers available are very good and it helps when you need that option to spread costs over 4 months to relieve some financial strain. Reviewed on: 17th April 2026

Excellent customer service and the app is user frien...

Excellent customer service and the app is user friendly Reviewed on: 17th April 2026

The Transfer fees is a bit high, and sometimes the d...

The Transfer fees is a bit high, and sometimes the direct debit changed by itself Reviewed on: 17th April 2026

I don't know what to say it just works for me.

I don't know what to say it just works for me. I can see everything I need to. Reviewed on: 17th April 2026

Have not had any problems.

Have not had any problems. Flexible options and when something goes wrong with a transaction, the assistance is speedy. Reviewed on: 17th April 2026

Convenient and simple to use.

Convenient and simple to use. Saves sharing bank details directly with retailers Reviewed on: 17th April 2026

Great service

I have always had good experiences with PayPal Reviewed on: 17th April 2026

Easy to use app and efficient system quick to pay...

Easy to use app and efficient system quick to pay and transfer money safley Reviewed on: 17th April 2026

I have used pay pal for many of things and it has he...

I have used pay pal for many of things and it has helped me out loads Reviewed on: 17th April 2026

I always use PayPal for payment online.

I always use PayPal for payment online. Is more easy and for me is more safe way. Reviewed on: 17th April 2026

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