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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

You have a user friendly App and gives a great...

5
You have a user friendly App and gives a great service Reviewed on: 17th April 2026

Experience

5
It’s been a year using paypal and it’s fantastic from day 1. Reviewed on: 17th April 2026

So easy to use and convenient.

4
So easy to use and convenient. The app is updated regularly. Reviewed on: 17th April 2026

Always first class service.

5
Always first class service. Safe,reliable trustworthy Reviewed on: 17th April 2026

Super convenient way to pay for items

5
Super convenient way to pay for items Reviewed on: 17th April 2026

I've never had any problems with PayPal!

5
I've never had any problems with PayPal! Fantastic! Plus if you need any help, there's always a friendly voice on the end of the phone. PayPal customers service is 2nd to none! Reviewed on: 17th April 2026

Been using PayPal for a number of years now and find...

5
Been using PayPal for a number of years now and find it easy to use, brings financial planning into play for the larger expenses. Very good product Reviewed on: 17th April 2026

My only issue is paying my balance takes too long to...

4
My only issue is paying my balance takes too long to go through in this day and age it’s archaic. Reviewed on: 17th April 2026

Overall issue free so good!

5
Overall issue free so good! Never had a problem with the application and communication has been good. Reviewed on: 17th April 2026

PayPal is super easy to use and is great for crediti...

5
PayPal is super easy to use and is great for crediting and payments. Reviewed on: 17th April 2026

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