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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Paypal has always been my first choice for paying

5
Paypal has always been my first choice for paying for online purchases. Its safe and reliable. Its also a protection against dubious sellers Reviewed on: 17th April 2026

Using my PayPal account.

5
I find using my PayPal account easy and straight forward very convenient. I also like the convenience of the pay in 3 option great for spreading the cost. Reviewed on: 17th April 2026

Best Payment platform

5
Very convenient,hassle free Nd easy to use Reviewed on: 17th April 2026

PayPal credit is good overall.

4
PayPal credit is good overall. The integration to apply pay really makes it easier. I don’t like the way payments are displayed but aside from that, it’s not bad. Reviewed on: 17th April 2026

Just one thing could be better, could be shorter tim...

4
Just one thing could be better, could be shorter time when money taking from your card after paypal payment. Reviewed on: 17th April 2026

Swift for all my transactions.

5
Swift for all my transactions. I don't have to wait long hour to sort business needs Reviewed on: 17th April 2026

Paypal your digiral pal.

5
Easy to use and keep an eye on what you spend. Very helpful when you need it. Reviewed on: 17th April 2026

Always at Hand

4
Always willing to help when help is needed very friendly staff and website easy to manage Reviewed on: 17th April 2026

Good easy to use, problems using the credit card kee...

5
Good easy to use, problems using the credit card keeps getting declined Reviewed on: 17th April 2026

A true financial comfort blanket.

5
It’s so easy and comforting to use . Reliable and universally accepted. I’m sure it speeds up access to products and services. Reviewed on: 17th April 2026

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