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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

PayPal best way to pay for your shopping

I am using PayPal very often for over 10 years because it’s safer and easier way for me to pay for my shopping. Very good option for me is pay in three which is very handy when you don’t want to spend at once for your shopping, you just pay in 3 months. I really recommend PayPal for my friends and family. Reviewed on: 17th April 2026

PayPal is great.

PayPal is great. I am only writing this because I want to win £1000. Reviewed on: 17th April 2026

Straight forward card

No issues with the set up and use of this card Reviewed on: 17th April 2026

Help with your spending.

I use paypal for a lot 9f my online purchases. I particularly like that you can pay in 3 installments. Reviewed on: 17th April 2026

A good option to help you get what you want

PayPal credit is a good way to spread payments on expensive items you need to buy. They offer good terms, repayments that are not too expensive and the flexibility to repay in a way that suits you. Reviewed on: 17th April 2026

I only use PayPal because it's safe for your money,...

I only use PayPal because it's safe for your money, there are very good offers if you shop with PayPal and many benefits. I always recommend my friends to use PayPal. Reviewed on: 17th April 2026

I like paypal easy to to use.

I like paypal easy to to use. Never don't have any problems. Reviewed on: 17th April 2026

Options help me manage tight budget

Both the credit & pay in 3 options help me manage a really tight budget. Always had fast response with any query & communication is good for statements, accountability info & upcoming payments Reviewed on: 17th April 2026

More secure than other sites very helpful sort out a...

More secure than other sites very helpful sort out any problems good display on all payments and transactions just what I need really and linked to other selling sites not just eBay Reviewed on: 17th April 2026

I don't need to pay the full amount for shopping on...

I don't need to pay the full amount for shopping online; this can be spread to 3 payments, which is more affordable. Reviewed on: 17th April 2026

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