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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Ease of use and widely accepted payment method

5
Ease of use and widely accepted payment method Reviewed on: 17th April 2026

Easy and safe to use, i always feel safe and trusted...

5
Easy and safe to use, i always feel safe and trusted when i use PayPal, i wouldn’t use any other method at all, thank you PayPal for make my life easier and safer Reviewed on: 17th April 2026

Paypal is the safest way to pay!

5
PayPal is a good way of paying your item safely ! Been PayPal for many years and feel secure to pay in PayPal than in a direct debit Reviewed on: 17th April 2026

Fast, Easily traceable payments and returns, proacti...

5
Fast, Easily traceable payments and returns, proactive customer service Reviewed on: 17th April 2026

Paypal is really helpful at times of need

5
Paypal is really helpful at times of need Reviewed on: 17th April 2026

Easy to use, and transfer money.

5
Easy to use, and transfer money. There are lots of options to use paypal credit facilities. Reviewed on: 17th April 2026

Its Great and available to use as a payment on lot...

5
Its Great and available to use as a payment on lots of websites Reviewed on: 17th April 2026

PayPal is amazing

5
I've been using PayPal for years and never had any issues. It is my main payment method and my bank is secondary. Reviewed on: 17th April 2026

My go to

5
It’s so quick and easy and allows me to manage my finances Reviewed on: 17th April 2026

So easy to use and keep track of payments

5
So easy to use and keep track of payments Reviewed on: 17th April 2026

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