Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Easy to use, repayments are fair.

5
Easy to use, repayments are fair. Reviewed on: 17th April 2026

I have been using PayPal for years, I use it for eve...

5
I have been using PayPal for years, I use it for everything online and now having the card I will be using it in store too, I always clear my balance without paying interest Reviewed on: 17th April 2026

PayPal has helped me to spread the cost.

5
PayPal has helped me to spread the cost. Without this I would be waiting to save for the things I need quickly. I have never had any issues with PayPal. They are for the customer and have the customers experience at the forefront of their service. Reviewed on: 17th April 2026

Very good company

5
Excellent great service great app Reviewed on: 17th April 2026

Good experience and help received early money

5
Good experience and help received early money Reviewed on: 17th April 2026

I like it this service.

5
I like it this service..Very easy to use it. Reviewed on: 17th April 2026

Never had any problems with PayPal

5
Never had any problems with PayPal Reviewed on: 17th April 2026

Preferred payment method

5
Paypal is my default payment method online. Very easy to use and I also use the 3 instalments. Reviewed on: 17th April 2026

It was good experience and I recommend my all friend...

5
It was good experience and I recommend my all friend to purchase through pay pal Reviewed on: 17th April 2026

Easy to work with , good company , never had any pro...

5
Easy to work with , good company , never had any problems . Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101305 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products