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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Buy now pay later!

5
I use PayPal for many things, my favourite is pay in 3. Reviewed on: 17th April 2026

Love simpliness of PayPal

5
Love simpliness, quick in sorting out funds, reliable, great customer service Reviewed on: 17th April 2026

Choose PayPal as your preferred method of payment

5
I use PayPal to pay for items as you get piece of mind when purchasing them. When you use them you get the reassurance that you're purchase is safe and secure if anything goes wrong like not delivered or damaged etc... Reviewed on: 17th April 2026

I have never had any issues with PayPal

5
I have never had any issues with PayPal Reviewed on: 17th April 2026

Very helpful for making secure patments.

5
Very helpful for making secure patments. If theres a problem with a purchase they are really quick to help and rectify any issues. Love using paypal. Reviewed on: 17th April 2026

Great app, to buy things buy now pay later is good.

4
Great app, to buy things buy now pay later is good. And friends and family option Reviewed on: 17th April 2026

Transaction

5
Excellent transaction record keeping Reviewed on: 17th April 2026

Good customer experience.

5
Good customer experience. Helpful whenever there's a problem Reviewed on: 17th April 2026

Lifesaver.

5
PayPal credit has been a lifesaver for my family when we've needed it most. From being able to purchase necessary aids for my SEN child, to buying groceries when things are right. Not sure how I would've gotten through without PayPal credit Reviewed on: 17th April 2026

Great information given great information w...

5
Always had a good experience and great information when I need it for purchases and savings Reviewed on: 17th April 2026

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