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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

An excellrnt otion from PayPal

an excellrnt otion to buy something more expensive than usual and spread the costs Reviewed on: 17th April 2026

A useful form of credit and payments.

A useful form of credit and payments. Reviewed on: 17th April 2026

Great customer service

I have had a PayPal account for many years and they have been brilliant with assisting with issues on products I have bought overseas Reviewed on: 17th April 2026

Excelent

Really helpful and useful, can use as a credit card not only online shopping Reviewed on: 17th April 2026

I using all most about 1 year veri good.

I using all most about 1 year veri good. Reviewed on: 17th April 2026

Easy and safe way to shop and pay

Easy to buy and pay for things, secure and makes you confident to shop Reviewed on: 17th April 2026

Just all round helpful and good customer service fab...

Just all round helpful and good customer service fab very pleased Reviewed on: 17th April 2026

Excellent

Best way to know your transactions are safe Excellent Reviewed on: 17th April 2026

Convenient and Flexible

PayPal Credit is a convenient and flexible way to manage online purchases, especially for those who prefer spreading costs over time. The application process is quick, and once approved, it integrates seamlessly with PayPal, making checkout smooth and hassle-free. One of its biggest advantages is the promotional interest-free periods on qualifying purchases, which can be very useful if managed responsibly. However, like any credit product, interest rates can be high if balances aren’t cleared on time. Overall, PayPal Credit is a solid option for short-term financing, provided you stay on top of repayments. Reviewed on: 17th April 2026

Very reliable and safe.

Very reliable and safe. Transactions can be tracked and when necessary Payable helps with disputes with the seller. Reviewed on: 17th April 2026

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