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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Application process very easy

5
Application process very easy, All done within minutes Reviewed on: 17th April 2026

Always really good experience / customer service is...

5
Always really good experience / customer service is always great and I frequently use paypal Reviewed on: 17th April 2026

Fast and reliable

5
A fast and easy way to spread the cost of small or large items using pay in three or Paypal credit four months interest free. Reviewed on: 17th April 2026

Always easy and smooth payments, available to pay al...

5
Always easy and smooth payments, available to pay almost everywhere , plus is very secure Reviewed on: 17th April 2026

It’s good.

5
It’s good. I like it and it helps me very much Reviewed on: 17th April 2026

Good experience I'm happy with that.

5
Good experience I'm happy with that. Reviewed on: 17th April 2026

Pay in 3

5
Very handy when buying a 'considered purchase ' with the pay in 3 option Reviewed on: 17th April 2026

Excellent service, slight concern with respect to th...

4
Excellent service, slight concern with respect to the ‘lag’ in time taken for payments to be converted via App and balance. Reviewed on: 17th April 2026

Life saviour.

5
Life saviour. Nothing like spreading your payments using paypal credit Reviewed on: 17th April 2026

Easy, user friendly, and super fast

5
Easy, user friendly, and super fast Reviewed on: 17th April 2026

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