Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

View other PayPal products

4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181149)

Top very good and very easy I like PayPal

Top very good and very easy I like PayPal Reviewed on: 17th April 2026

All good and no problems when buying things

All good and no problems when buying things Reviewed on: 17th April 2026

family holiday

Made a family holiday happen, great memories made, Reviewed on: 17th April 2026

Even better with their cards now

Even better with their cards now Reviewed on: 17th April 2026

Paypal pay in 3 and credit really gives me flexibili...

Paypal pay in 3 and credit really gives me flexibility on purchases! Ive never needed to contact their customer service as i can find everything i need in the app. Reviewed on: 17th April 2026

It’s a very easy to use service and very flexible...

It’s a very easy to use service and very flexible Reviewed on: 17th April 2026

Good app and easy to use ,I use PayPal on all the pa...

Good app and easy to use ,I use PayPal on all the payments Reviewed on: 17th April 2026

Fantastic .

Fantastic ... any problems i have had with orders .. Paypal have sorted it out quickly and efficiently Reviewed on: 17th April 2026

Simple , easy to set up and use .

Simple , easy to set up and use . Clear statements Reviewed on: 17th April 2026

Superb customer experience with easy access to helpf...

Superb customer experience with easy access to helpful and responsive customer support topped off with an intuitive and easy to navigate website. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Loan
from Snap Finance 4.81 from 370 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub