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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

PayPal review

Always good! Definitely recommend! Reviewed on: 17th April 2026

Excellent

I love PayPal . I am using it all the time. Help me many times Reviewed on: 17th April 2026

simple and so convenient

Everything about Paypal is simple and so convenient Reviewed on: 17th April 2026

Such a good place to use your money, always satisfyi...

Such a good place to use your money, always satisfying to use PayPal Reviewed on: 17th April 2026

My number one choice for making payments.

I’ve used PayPal for years. It’s my go to choice for payment safety and versatility. Customer service is good …any issues with sellers have been dealt with promptly. I feel confident using the various payment options to manage and spread my regular higher cost outgoings. Altogether a really valuable and reliable part of my financial life. Reviewed on: 17th April 2026

Easy to use, easy to understand.

Easy to use, easy to understand............................ Reviewed on: 17th April 2026

So easy to set-up and use

PayPal credit is the easiest finance product I have ever used: its set-up and using it is so simple. It is also very transparent and excellent at keeping track of what you have spent. Finally the interest free period on purchases over £100 is an excellent bonus. Reviewed on: 17th April 2026

Easy to use.

Easy to use. Great app. Regular updates via app and emails Reviewed on: 17th April 2026

Quick and easy process.

Quick and easy process. No hassle. Reviewed on: 17th April 2026

Helpful group

Very quick and easy way to pay items and recognised group by many companies Reviewed on: 17th April 2026

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