Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

View other PayPal products

4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181149)

PayPal is Great.

I. Find PayPal an excellent service and easy to use. There pay over 3 months is very helpful and never have a problem using their services Reviewed on: 17th April 2026

Great service

PayPal credit is easy to use and a good credit system Reviewed on: 17th April 2026

Harder to track in one place

Too easy to use but not enough information to bank statements Reviewed on: 17th April 2026

Interest free or pay in 3 is fabulous

Interest free or pay in 3 is fabulous Reviewed on: 17th April 2026

Quick and easy to use.

Quick and easy to use. Reliable service Reviewed on: 17th April 2026

I have had a very positive experience with PayPal.

I have had a very positive experience with PayPal. The help they provide is very good and always available when needed. Additionally, I find their security measures to be very reliable and trustworthy. The customer service is also outstanding, ensuring that any issues are promptly addressed. Overall, I highly recommend PayPal for its excellent support and safety features. Reviewed on: 17th April 2026

Nothing but positive things to say about PayPal.

Nothing but positive things to say about PayPal. Easy to use, very helpful. My go to! Reviewed on: 17th April 2026

So easy, fast and informative when applying for credit.

So easy, fast and informative when applying for credit. Reviewed on: 17th April 2026

Everything is so easy, kept well informed of any pay...

Everything is so easy, kept well informed of any payment I need to make and what I have paid Reviewed on: 17th April 2026

Using PayPal has made buying so much easier and smoo...

Using PayPal has made buying so much easier and smoother and would recommend it to everyone. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub