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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Good credit terms - 4 months interest free!

Good credit terms - 4 months interest free! Reviewed on: 17th April 2026

Very helpful on the phone, easy transactions, purcha...

Very helpful on the phone, easy transactions, purchases covered Reviewed on: 17th April 2026

Very good and quick service always keeping me inform...

Very good and quick service always keeping me informed of offers Reviewed on: 17th April 2026

Just a few easy touches on my phone and it is done

Over the many years that I have been using PayPal thet have been easy to use to transfer money. Very efficient and convenient to use.. Reviewed on: 17th April 2026

Best over all

Clear to understand, quick and reliable Reviewed on: 17th April 2026

I've been using PayPal for years and it makes paying...

I've been using PayPal for years and it makes paying online feel much safer rather than using your debit card details. It also offers great payment obtains offering credit for the larger items that you can pay off over 4 months interest free, or pay in three option. They let you know when to check your statement when payments are due so you don't miss making a payment. Once I received a scam email and I contacted PayPal and the staff were very helpful and all I had to do was to forward the email to them so they could act on it. I can use it on most online shopping websites and I feel protected when using PayPal, they now provide tracking information on items you purchase which is great too. I give PayPal top marks Reviewed on: 17th April 2026

PayPal makes my life so much easier when making onli...

PayPal makes my life so much easier when making online purchases. I feel safe and secure and can rely on every stage of a transaction. Totally reliable platform. Reviewed on: 17th April 2026

High rates

The app can be difficult to navigate. Convenient but quite high Rate Reviewed on: 17th April 2026

Spread the cost

Excellent way to spread payments for holidays, flights etc. Reviewed on: 17th April 2026

PayPal - The best.

I’ve been using PayPal since 2019, and their service has been nothing short of exceptional. Their customer support is among the best in the financial industry—knowledgeable, respectful, and experienced advisors who consistently deliver solutions with professionalism. PayPal has truly set the standard for reliable financial services. Reviewed on: 17th April 2026

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