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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Enjoying the PayPal experience

5
Easy to use App, very easy to see and understand everything. Enjoy using PayPal. Reviewed on: 17th April 2026

Brilliant tool for larger purchases I use regularly...

5
Brilliant tool for larger purchases I use regularly but responsibly Reviewed on: 17th April 2026

Great support, peace of mind and reassurance

5
Great support, and above all PayPal gives you real peace of mind and reassurance when purchasing things. Easy to use and some really great buying options with pay in 3 or pay later. App is easy to navigate and use. Customer support has also been really helpful in the past, especially when protecting the buyer. Reviewed on: 17th April 2026

Chancers

5
Someone managed to log into my PayPal and buy a bag for £500 PayPal had my money back within 24 hours Reviewed on: 17th April 2026

The pay in 3 is mega!

5
The pay in 3 is really easy to do and allows me to manage payments and forecast my spending. Reviewed on: 17th April 2026

I find it a reliable option for everyday digital pay...

5
I find it a reliable option for everyday digital payments when compared to other payment methods . Reviewed on: 17th April 2026

Easy to use and reliable, good customer service.

5
Easy to use and reliable, good customer service. Reviewed on: 17th April 2026

I'm very happy with paypal.

5
I'm very happy with paypal. I have been able to buy items and pay for them within 4 months with no interest Reviewed on: 17th April 2026

Always available to answer quepaypal is greatstions

5
Always available to answer questions Reviewed on: 17th April 2026

Great secure way to pay

5
Great secure way to pay and offers payment options and reasonable rates Reviewed on: 17th April 2026

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