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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

I use it when I need to gets me what I want when I n...

I use it when I need to gets me what I want when I need it Reviewed on: 17th April 2026

Love it!

Love its flexibility, availability and how easy it is to use, especially with its virtual card that can be added to my phone wallet. Reviewed on: 17th April 2026

Simple and easy to use, good access to online billin...

Simple and easy to use, good access to online billing, regular updates and alerts to keep you track. Reviewed on: 17th April 2026

good easy quick reliable

easty to apply for, quick at checkout Reviewed on: 17th April 2026

Spread the cost.

Great way of spreading the cost of payments & they don't charge an extortionate amount of interest. Reviewed on: 17th April 2026

My partner in protecting my account

My partner in protecting my account Reviewed on: 17th April 2026

Always helps me to solve the unexpected spending

Always helps me to solve the unexpected spending Reviewed on: 17th April 2026

I have never had a problem with PayPal.

I have never had a problem with PayPal. I have had a couple of instances via ebay where I have not received goods paid for and having used PayPal it has always been resolved by them with minimal effort from myself! Reviewed on: 17th April 2026

Fabulous customer service whenever I have issues wit...

Fabulous customer service whenever I have issues with payment. Reviewed on: 17th April 2026

I have always had a good experience with PayPal, it...

I have always had a good experience with PayPal, it seems safe and secure giving an added layer of protection, easy to use, a good app and flexible payment methods. Bonus points have improved it further. Reviewed on: 17th April 2026

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