Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

View other PayPal products

4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181149)

Best ever.

Best ever. Easy to use. And simple. Reviewed on: 17th April 2026

Seamless everything was easy and from start to finis...

Seamless everything was easy and from start to finish no problems Reviewed on: 17th April 2026

Excellent service great to be able to collect points...

Excellent service great to be able to collect points to convert to cass Reviewed on: 17th April 2026

PayPal is a great provider and excellent customer se...

PayPal is a great provider and excellent customer service and the app is so easy to navigate 10 out of 10 for customer experience Reviewed on: 17th April 2026

Paypal Credit is easy to use and keeps you informed...

Paypal Credit is easy to use and keeps you informed every step of the way. I shall be a lifetime customer. The app is well presented and I love the fact it is all together in one place. I like the reminders when payment is due. This helps in a busy world so I don't miss a payment. I have recommended Paypal Credit to all my friends and family. Well done! I am very impressed with having a physical card rather than just another phone app. customer service is easy to contact on the rare occasions I have needed them. Overall a 100 percent score! Reviewed on: 17th April 2026

Easy and simply to use

Easy and simply to use - app is informative Reviewed on: 17th April 2026

Great experience overall everything was well explained

Great experience overall everything was well explained Reviewed on: 17th April 2026

Top service as always

Great service every time not had any issues with PayPal so my review is a great response to a easy to use online service Reviewed on: 17th April 2026

Easy to use and very convenient

Easy to use and very convenient, with the virtual card now can be use everywhere and have some sort of freedom when repaying back Reviewed on: 17th April 2026

Email notifications keep me on track!

Regular email notifications keep you informed of payments due. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub