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PayPal: PayPal Credit reviews

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4.90
Based on 108,296 reviews, last reviewed 16th May 2026
2649450% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

A good credit card system, with a snag to be aware of! A good credit card system, although I didn't realise when you make. a payment to PayPal it can take quite a few days to credit your account after you'... Read more Reviewed on: 16th May 2026
David Short's avatar
David Short

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108296)

Paypal credit just works!

5
I've been using Paypal credit for some time now and quite like it. Of course there is room for improvement but it just works and it is always there and available when you need it. Reviewed on: 13th June 2022
Paulo H Campos's avatar
Paulo H Campos

Great customer service

5
I have been using PayPal credit for many years, I've never paid any interest and whenever I've called for advice I've received clear and helpful answers . Reviewed on: 13th June 2022
Roz Tremain's avatar
Roz Tremain

Easiest, Convenient and safest services

5
Paypal has always been providing a trusted service/platform for us. It has protection put in place for us to buy and sell safely. Paypal Credit has also make buying something that is slightly more expensive more affordable with the 0% interests. Reviewed on: 13th June 2022
SK's avatar
SK

really helpful

5
i find paypal credit very helpful, Reviewed on: 13th June 2022
Muhammad Fiaz's avatar
Muhammad Fiaz

Is There when needed

5
Provides safety when not sure about the store you buy from , flexibility and good customer service. Great Reviewed on: 13th June 2022
Costel Rosco's avatar
Costel Rosco

Very helpful when you are struggling with cash

5
I have used PayPal Credit when I’m broke and it really help me out sorted my purchases Reviewed on: 13th June 2022
EmmanuelNnamdi Godwin's avatar
EmmanuelNnamdi Godwin

Help in times of emergency

5
I used PayPal credit to pay off a very pressing fee Reviewed on: 13th June 2022
Wisdom Dogbe's avatar
Wisdom Dogbe

Easy and safe to use

5
No problem way to purchase the big items Reviewed on: 13th June 2022
mike V's avatar
mike V

Excellent and more!!!

5
Is a fantastic idea about how can you buy something without interest and without problems, easy app and all goes well Reviewed on: 13th June 2022
Dante's avatar
Dante

The best payment method for delayed payment online

5
I will definitely recommend PayPal credit as the best payment method for online purchase. Mainly with of of the options for delayed payment which allows you to budget for larger purchases. Reviewed on: 13th June 2022
Gee's avatar
Gee

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