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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Very straightforward convenient method of credit

5
Very straightforward convenient method of credit Reviewed on: 17th April 2026

Easy to use

5
Good easy to use when needed I will recommend PayPal to my friends and family Reviewed on: 17th April 2026

Very good service no problem with payments

5
Very good service no problem with payments Reviewed on: 17th April 2026

Safe and secure

5
Very informative.. easy and safer way to protect payments for goods Reviewed on: 17th April 2026

Pay pay has mad paying for my products nice and simp...

5
Pay pay has mad paying for my products nice and simple hassle free and with the option to spread the cost if needed Reviewed on: 17th April 2026

More payment options and ease of use

5
More payment options and ease of use Reviewed on: 17th April 2026

Excellent service, friendly customer service, the co...

5
Excellent service, friendly customer service, the convenience of being able to purchase goods & spread the cost treat free is absolutely brilliant, it affords you instant credit if you are not able to make a purchase otherwise, inviting, helpful, highly recommend Paypal Credit. Reviewed on: 17th April 2026

PayPal make the life easier and safer way for buying.

5
PayPal make the life easier and safer way for buying. Reviewed on: 17th April 2026

Hard to contact customer service in person

5
Hard to contact customer service in person Reviewed on: 17th April 2026

Good customer service

5
Only ever had an issue once but that was with the seller not PayPal as they’ve always been very helpful when it comes to customer service Reviewed on: 17th April 2026

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