Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

View other PayPal products

4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181149)

I couldn't live without pay pal its my go to payment...

I couldn't live without pay pal its my go to payment service Reviewed on: 17th April 2026

Great Service & Value for money overall

Great Service & Value for money overall Reviewed on: 17th April 2026

PayPal credit is the best

I have been using for many years now and I have never had any problems. Just used PayPal credit for the first time to pay for item i bought online, was pleased at the speed and found it convenient for the simple reason of not having to undergo the inputs of all my details in a form every time. Also you get 4 months interest free on your credit Reviewed on: 17th April 2026

Excellent experience.

Excellent experience. very good service for everyday needs. Reviewed on: 17th April 2026

Safer payments

I feel safer using PayPal when ordering.online. Reviewed on: 17th April 2026

My experience is always outstanding with PayPal.

My experience is always outstanding with PayPal. Any problems with any transaction I have made good or bad PayPal are always willing help and able to he refunds. I would highly advise taking out an account for safely when making payments as your covered with PayPal. I also like that it’s so much easier to make overseas payments. Reviewed on: 17th April 2026

Very ease to use online and in shops.

Very ease to use online and in shops. Gives freedom for purchases Reviewed on: 17th April 2026

All times zero problems, if something always is sens...

All times zero problems, if something always is sensible respond what is not a standard this days in many companies. Reviewed on: 17th April 2026

Paypal Credit has been very useful when i need time...

Paypal Credit has been very useful when i need time to pay for expensive items especially when credit cards maxed out. Reviewed on: 17th April 2026

Easy to use with clear payment deadlines

Easy to use with clear payment deadlines Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub