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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Easy to use with clear payment deadlines

Easy to use with clear payment deadlines Reviewed on: 17th April 2026

Trust provider for people who need to get support wi...

Trust provider for people who need to get support with spending money Reviewed on: 17th April 2026

I've used PayPal for many years.

I've used PayPal for many years. I often get money back from purchases made through PayPal. It's really essential if you wish to see your old items for sale. There are many benefits like pay in 3. The list goes on. Reviewed on: 17th April 2026

I feel safer shopping online using PayPal especially...

I feel safer shopping online using PayPal especially using them to PayPal on websites that I’m not sure about. If that website turns out to be fraudulent I know PayPal will work hard to replace my money if I get scammed. Therefore they are my preferred option for online shopping always as I feel more secured. Reviewed on: 17th April 2026

Excellent way to send and receive money

Excellent way to send and receive money Reviewed on: 17th April 2026

Works great.

Works great. Quite useful. Reliable Reviewed on: 17th April 2026

Title: optionReview Secure and straightforward credit

What I love most about PayPal Credit is the peace of mind it provides. Knowing that my purchases are backed by PayPal’s security while having the cushion of a credit line is a huge plus. The application process was quick and transparent, and I haven't encountered any issues with the service so far. It’s much more convenient than a traditional credit card for online shopping. Reviewed on: 17th April 2026

Extremely easy to use and monitor, always have a sta...

Extremely easy to use and monitor, always have a standing order set up to pay the minimum, then, divide the rest of the payment into my interest free credit term, and overpay to clear Reviewed on: 17th April 2026

Always easy to use and convenient

Always easy to use and convenient Reviewed on: 17th April 2026

Easy to use and handy tool to have

Easy to use and handy tool to have Reviewed on: 17th April 2026

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