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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

PayPal The best ever and good in all services

5
PayPal The best ever and good in all services Reviewed on: 17th April 2026

The ease of payment for all my transactions is spot on.

5
The ease of payment for all my transactions is spot on. Reviewed on: 17th April 2026

It’s good credit card for regular use

5
It’s good credit card for regular use Reviewed on: 17th April 2026

Great service.

4
Great service. Efficient service when needed. Reviewed on: 17th April 2026

Happy customer

5
Very good service and very easy to use Reviewed on: 17th April 2026

The best PayPal service ever

5
You are amazing in all ways, too many scammers out here and they pretend to have good service and advertising in a persuading way to take money and once you pay their online link stops working. But with PayPal you get your refund quick if you have evidence. I have been helped many times by PayPal. So l recommend you always to my friends when paying for online service Reviewed on: 17th April 2026

FANTASTIC

5
Never had any issues. Every payment is straightforward and safe. Even the flexible paying system of pay in 3 is great as im able to spread the cost and save money in the short term. Whilst still being able to get the item I want. I use it very regular. Reviewed on: 17th April 2026

I received Good offers for credit

5
I received Good offers for credit Reviewed on: 17th April 2026

Overall fine but as always on time paying there was...

3
Overall fine but as always on time paying there was a confusion regarding a £12 surcharge which was wrong,up to this day have had confusing explanations from PAYPAL customer care when l spoke to them. Reviewed on: 17th April 2026

Easy transaction easy to use app too

5
Easy transaction easy to use app too Reviewed on: 17th April 2026

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