Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

View other PayPal products

4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181150)

Great easy to use service, customer service really g...

Great easy to use service, customer service really good as well Reviewed on: 17th April 2026

Mostly good providers at all times

Mostly good providers at all times Reviewed on: 17th April 2026

PayPal have really raised there game competing in th...

PayPal have really raised there game competing in the market offering value and great service. Reviewed on: 17th April 2026

Secure and feel confident my account is save

Secure and feel confident my account is save Reviewed on: 17th April 2026

Good in many ways

All good services with a very good customer service . A lot of flexible ways to pay . Good rewards programe . Overall, I am very happy with Paypal and their services, never had an issue or problem that couldn't or didn't get sorted. The only downside that I find, is on Paypal credit, the charges are to big, apr and interest rates same, to high. Reviewed on: 17th April 2026

Excellent customer service..

Excellent customer service, always been very helpful with what I have needed to speak about Reviewed on: 17th April 2026

I wholeheartedly trust PayPal.

When I had a query I found the customer service team excellent. I love PayPal because I trust it wholeheartedly so therefore feel very confident about using it. Reviewed on: 17th April 2026

Pay Pal Excellent Service

I have used isto al for years and am extremely happy with the service. Pay pal credit gives you time to pay for your purchases and is really helpful when struggling financially. Reviewed on: 17th April 2026

Always reliable and very convenient

Always reliable and very convenient Reviewed on: 17th April 2026

I always buy and pay in installments.

I always buy and split in installments Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub