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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Sam at Paypal

Over all good paypal should improve little more because sometimes its hard to understand statement Reviewed on: 17th April 2026

Good Customer Service

They are always happy to help resolve any issues. Reviewed on: 17th April 2026

Fantastic and easy to use service with customer serv...

Fantastic and easy to use service with customer service at the touch of a button Reviewed on: 17th April 2026

Easy to use, great offers and now has a handy card f...

Easy to use, great offers and now has a handy card feature where you can use it to shop in store. Reviewed on: 17th April 2026

Very easy to understand everything

Very easy to understand everything Reviewed on: 17th April 2026

Good but could be clearer

PayPal Credit is a convenient option for spreading the cost of purchases, and it integrates smoothly with PayPal’s checkout, which makes it easy to use. However, the terms and approval process could be explained more clearly, as it’s not always obvious how decisions are made or what to expect. Overall, it works well, but there’s definitely room for improvement in transparency and communication. Reviewed on: 17th April 2026

Always helpful when you need it most

Always helpful when you need it most Reviewed on: 17th April 2026

Positive in every way, fun to use.

Positive in every way, fun to use. Reviewed on: 17th April 2026

Easy to use.

Easy to use. Fast and efficient. Great app Reviewed on: 17th April 2026

Since I opened this account I am very happy and I ha...

Since I opened this account I am very happy and I had good experience Reviewed on: 17th April 2026

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