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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Easy to use and safe, I use it to send mo new to.

Easy to use and safe, I use it to send mo new to.my family all.over the world Reviewed on: 17th April 2026

Easy to apply and very easy website

Easy to apply and very easy website Reviewed on: 17th April 2026

I’ve never had a problem with, has ran smoothly ever...

I’ve never had a problem with, has ran smoothly every since I started using it Reviewed on: 17th April 2026

I have had PayPal for quite a few years now and it h...

I have had PayPal for quite a few years now and it has helped me out so many times and especially in these strange times for certain items especially tech items such as Ram and my last purchase of a new GPU which if it wasn’t for PayPal I would of lost out on and which would of me double the price of what I payed a couple of months ago. I absolutely love PayPal pay in 3 which again has saved me many times in the past. Customer service I have only ever used it I think a couple of times and was first class and I have never had any problems and any queries have been sorted more or less instantly and a couple of times over the years and if I have had any issues buying items from EBay I have always felt very secure with PayPal guarantee and any refunds have so quick and so smooth I really can not fault it whatsoever. The only problem or slight negative thing I have ever had with PayPal is that there were a lot more vendors years ago I could use PayPal where as today some seem to have dropped off from PayPal but that isn’t down to PayPal I don’t think. Everyone has there own experiences and I can only speak about mine and my experiences have always been fantastic it’s been there when I have really needed it and I am grateful for it. Reviewed on: 17th April 2026

Good and easy to keep an eye on and affordable...

Good and easy to keep an eye on and affordable Reviewed on: 17th April 2026

Excellent.

Excellent...very Happy with pay pal Reviewed on: 17th April 2026

Paypal in my view are 100% the best.

Paypal in my view are the best....I have always had good customer service, ever a problem it's been resolved quickly...The don't mess about with you like other banks do. If I have had a problem for example with a merchant they sort quick & get me refunded unlike banks which mess about or don't even rectify. I like how when I spend I get points too. I actually mentioned them today to a shop assistant how could they are...As I have also with my friends. Keep up the good work PayPal....please never become like other banking systems...Thank you. Reviewed on: 17th April 2026

Secure and widespread

Paypal offers secure payments and helpful payment options. Most retailers offer paypal as an option for paying which helps give me a wider choice . Reviewed on: 17th April 2026

Quick and accesible , Paypal credit allows me to spr...

Quick and accesible , Paypal credit allows me to spread my purchases in manageable payments Reviewed on: 17th April 2026

I feel secure and I feel my money is in safe hands.

I feel secure and I feel my money is in safe hands. Less chances of fraud through PayPal. Thanks Reviewed on: 17th April 2026

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