Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

View other PayPal products

4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181150)

Excellent experience.

Excellent experience. Extremely helpful Reviewed on: 17th April 2026

Best provider

Best provider, giving credit and ease of any complaints get resolved smoothly Reviewed on: 17th April 2026

Never had any complaints about your services, always...

Never had any complaints about your services, always us PayPal when I can as a very secure service Reviewed on: 17th April 2026

Professional, easy and efficient.

Professional, easy and efficient. Always accepted and no issues when shopping bills. Reviewed on: 17th April 2026

The PayPal service is secure fast and has multiple w...

The PayPal service is secure fast and has multiple ways to make purches it's a fantastic service and leaves you with peace of mind on every purchase. Reviewed on: 17th April 2026

Amazing and really easy to make repayments

Amazing and really easy to make repayments Reviewed on: 17th April 2026

I use PayPal credit knowing firstly that my payments...

I use PayPal credit knowing firstly that my payments are secure, and so are my bank and personal details. The interest is very good on PayPal credit, although I use it sparingly it makes me feel comfortable and confident about the future just knowing I have the money there should I need to use it, I would recommend PayPal credit to anyone and already have to friends and family. Reviewed on: 17th April 2026

Such a great help when I've needed credit

Such a great help when I've needed credit Reviewed on: 17th April 2026

Efficient, convenient and easy to use.

Efficient, convenient and easy to use. I love the different offers that Paypal credit provides and how the retailers change so I get a chance to collect more points from all of my favourite brands. Reviewed on: 17th April 2026

Helps me out when I’m in a tight spot

Helps me out when I’m in a tight spot Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub