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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Easy way to pay

5
Good and easy way to pay. Good alternative to put all your bank card details. Reviewed on: 16th April 2026

Very good to interaction to find the most affordable...

5
Very good to interaction to find the most affordable PayPal plan.i like the 4 months no interest charge.paypal is safe to use for online payments Reviewed on: 16th April 2026

I trust paypal so much

5
I trust paypal so much that I won't buy anything online if they dont accept it. Because if they don't offer payment by PayPal then their must be a reason , and most likely its a scam. Reviewed on: 16th April 2026

Amazing Service

5
Absolutely amazing, from safe secure payments, to pay In 3 and PayPal Credit every service is a winner. So easy to use and highly recommended. Easy minimum payments and always the ability to overpay and clear quicker. The easiest most reliable credit I have ever used and I have and always will have it top of my list for recommendations to family friends and work colleagues. Reviewed on: 16th April 2026

Thats the only one account you can trust

5
Thats the only one account you can trust Reviewed on: 16th April 2026

The most efficient way to make my payments; the adva...

5
The most efficient way to make my payments; the advantages it offers are very good. Reviewed on: 16th April 2026

easy to use and the app is very easy to use and navi...

4
easy to use and the app is very easy to use and navigate. Only issue I find is sometimes your statement can’t be up to date and you can be unsure on payments etc Reviewed on: 16th April 2026

The fact that you have interest free time to pay off...

5
The fact that you have interest free time to pay off credit and sufficient time to pay it back is so handy. Better than most banks! Reviewed on: 16th April 2026

Awesome: PayPal to me is a face saver.

5
Awesome: PayPal to me is a face saver. Reviewed on: 16th April 2026

Very convenient and easy to use , loads of freebies

5
Very convenient and easy to use , loads of freebies Reviewed on: 16th April 2026

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