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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Overall good experience except sometime app doesnt w...

Overall good experience except sometime app doesnt work forcing to use website Reviewed on: 16th April 2026

Great experience ever.

Great experience ever, I use the credit card and the debit card every day. Reviewed on: 16th April 2026

Easy to use,convient, flexible, happy to use it.

Easy to use,convient, flexible, happy to use it. Really recommended. All my family happy to use it. Flexible, doing great. Fast, secure all over the world. Reviewed on: 16th April 2026

Great thing to use to purchase those much loved and...

Great thing to use to purchase those much loved and wanted items. PayPal is accepted in numerous places, prompt checkout and even a pay in three amounts to ease those bigger items. Reviewed on: 16th April 2026

Great Option

Got approved straight away, was able to use paypal credit instantly, however I can’t seem to get a virtual credit card Reviewed on: 16th April 2026

When i pay with paypalcredit especially Uber, and i...

When i pay with paypalcredit especially Uber, and i cancelled the trip Inever received the money back Reviewed on: 16th April 2026

I’ve had an excellent experience using PayPal Credit...

I’ve had an excellent experience using PayPal Credit with 0% interest. It’s one of the most convenient and flexible ways to spread the cost of larger purchases without paying everything upfront. What I like most is the 0% interest for 4 months on eligible purchases of £99 or more. It gives real breathing room when buying electronics, home essentials, or unexpected items, and helps manage cash flow without extra cost—as long as payments are made on time. The offer applies automatically on qualifying purchases, which makes it simple and hassle-free. Reviewed on: 16th April 2026

Simple way to pay securely and with protection.

Simple way to pay securely and with protection. Reviewed on: 16th April 2026

Easy online payments cashback rewards , good for sh...

Easy online payments cashback rewards , good for shopping but interest rates can be high and late fees apply. Reviewed on: 16th April 2026

Excellent service

Always had a positive experience Reviewed on: 16th April 2026

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