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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Easy to use but could improve support

I’ve been using PayPal Credit for a while now and it’s been really convenient for spreading the cost of purchases, especially for bigger items. The application process was quick and straightforward, and I like how everything is clearly laid out in the app. That said, customer support can sometimes be slow to respond, which can be frustrating if you have an urgent issue. Overall though, it’s a helpful service and I’d recommend it for managing payments more flexibly. Reviewed on: 16th April 2026

I have had good experience with PayPal.

I have had good experience with PayPal. Reviewed on: 16th April 2026

Very good and always easy to contact the team and ra...

Very good and always easy to contact the team and raise a dispute. Helpful Reviewed on: 16th April 2026

Great service, communication, and really convenient...

Great service, communication, and really convenient to use for both business and day-to-day transactions. Reviewed on: 16th April 2026

Easy app to navigate, never required customer service

Easy app to navigate, never required customer service Reviewed on: 16th April 2026

FlexEasy

Easy to use with many flexible payment methods Reviewed on: 16th April 2026

PayPal can help so much

Pay pal has not only helped in times of need, but in everyday day life too. I am so happy that PayPal can help when it comes to the important things needed at any given time. Reviewed on: 16th April 2026

Always there when you need an option to buy!

You can always get a hold of someone if you need to. They are always there as an option at checkouts for most sellers and offer several valuable checkout options and the app is clean, clear, and easy to navigate. Reviewed on: 16th April 2026

I like PayPal's value for money, excellent service

I like PayPal's value for money, excellent service Reviewed on: 16th April 2026

Excellent way to Pay PayPal only

I find PayPal credit so useful and handy . it helps me giving enough time to pay back. Im a regular user now and prefer to use PayPal as my preferred mode of payment due to more security and ease. Reviewed on: 16th April 2026

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