Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

View other PayPal products

4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181150)

Ideal payments

I use pay pal quite a lot its easier for me to pay and feel safe Reviewed on: 16th April 2026

I been using PayPal for ages It’s very helpful espe...

I been using PayPal for ages It’s very helpful especially when you use their no interest for 4 months . Reviewed on: 16th April 2026

Very good options and great service

Very good options and great service Reviewed on: 16th April 2026

Easy transaction for everything.

Easy transaction for everything. I have experience using PayPal both as a personal user and in a business context. I’ve used it to send and receive payments securely, manage transactions, and resolve payment-related issues. I’m familiar with features such as invoicing, refunds, dispute resolution, and linking bank accounts or cards. In addition, I understand the importance of security and customer trust when handling online payments. I’ve followed best practices like verifying transactions, monitoring account activity, and ensuring compliance with PayPal policies. If working in a customer-facing or support role, I would be comfortable assisting users with common issues such as failed payments, account limitations, or navigating the platform. Overall, my experience has given me a solid understanding of how PayPal operates and how to use it efficiently and securely. Reviewed on: 16th April 2026

A helpful way to handle big purchases

I find paypal credit extremely useful for big purchases like concert tickets with friends, booking theatre shows and big days out. Having 4 months interest free gives enough time to budget payments but to also clear the balance quickly Reviewed on: 16th April 2026

Peace of mind for transaction disputes.

Peace of mind for transaction disputes. Reviewed on: 16th April 2026

Great pay option. Paying off is a longer process

Great way to pay. Slightly complicated when viewing ballanced or paying for them. You get too many options or modes of credit - should’ve more interface friendly for consumer Reviewed on: 16th April 2026

I use it to shop online.

I use it to shop online. It's useful for making payment. Reviewed on: 16th April 2026

PayPal is my go to finance provider.

PayPal is my go to finance provider. The app is handy and reliable and customer service is great. Reviewed on: 16th April 2026

It just makes shopping even more fun

It is so esay and fast to use. I don't have to worry about security issues and I know I can rely on the service 100% Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub